I have had some trouble with the mortgage industry the last few months with all of the claims of “how to tell if you are getting a good deal” with the worst advice being to get a minimum of six offers. Well to get six offers you will have six inquires on your credit which will cause delays when it comes time for funding for letters of explanation or even worse a lower credit score. These articles seem to be written to get readers to come back to a website as this is not truly sound advice. Yes get offers but six is a bit extreme.
Your best option has allows been and still remains to use a professional fully licensed mortgage broker. Make sure they hold a DRE and a NMLS license which you can confirm with only a few minutes on line. This way you know you are dealing with a true mortgage professional.